Jacksonville Real Estate, Built Around Your Next Move
Expert guidance for buying, selling, and exploring new construction throughout Jacksonville and Northeast Florida.
Why Buyers Choose Homes By Hogans
You Deserve a Guide, Not Just an Agent
Most agents hand you a search link and wait for you to call. Marshawn starts with a strategy conversation — so when you find the right home, you are already ready to move.
Real Estate + Mortgage in One Place
Marshawn is a licensed agent with direct ties to Ménage Mortgage. You get buying strategy and financing guidance from the same trusted advisor — no gaps, no handoffs.
Local to Jacksonville, Clay & Duval County
From Mandarin to Oakleaf, Riverside to Middleburg — Marshawn knows the schools, the neighborhoods, the builders, and the comps that matter.
New Construction Specialist
Builder-registered with Meritage Homes. If you walk into a model home without your own agent, the builder's agent represents the builder. Buyer-broker compensation and any buyer cost depend on the written agreement and specific transaction.
Your Advocate From Day One
From pre-approval through closing, Marshawn is in your corner. Honest advice about what to offer, what to skip, and when to walk away.
MEET YOUR JACKSONVILLE REAL ESTATE GUIDE
Real Estate Strategy Backed by 26 Years of Lending Experience
Marshawn Hogans helps Jacksonville and Clay County buyers understand both the home and the financing behind it. As a Florida real estate professional and experienced mortgage broker, he brings a clearer financial perspective to the buying process—from the first budget conversation through closing.
26 Years of Lending Experience
Jacksonville & Clay County Focus
New-Construction Guidance
Real Estate + Financing Perspective
Real estate services are provided through Unlock Realty. Mortgage services are offered separately through Ménage Mortgage Inc. Consumers are not required to use Ménage Mortgage Inc. to receive real estate brokerage services.
“Feeling in good hands as a first time homebuyer is also something that was valued. Forever grateful Mr. Marshawn for your time, dedication through the entire process and beyond.”
— Jose & Marie, Cypress Meadows
Verified Google review · First-time homebuyers · Meritage Homes new construction · Closed August 19, 2026
Read Jose & Marie’s success story
Your Path to Homeownership
Six Steps. One Guide. Your Home.
Every buyer we work with moves through the same six milestones. Most people are surprised how clear the path becomes once someone walks it with them.
Choose One.
01
Know Your Buying Power
Understand your real budget before you fall in love with a home.
02
Get Pre-Approved
A pre-approval letter turns you from a browser into a buyer.
03
Search With Purpose
Search the MLS with an agent who can act the moment you're ready.
04
Tour Homes
Know what to look for, what to ask, and what to walk away from.
05
Make a Winning Offer
Strategy, comps, and timing — not just the highest number.
06
Close With Confidence
Inspections, appraisals, underwriting, keys. We're with you every step.
Not sure which step you're on? Start here and we'll figure it out together →
Which Describes You?
Every Buyer's Situation Is Different. The Guidance Isn't.
Buying Your First Home
The process feels overwhelming until someone explains it clearly. We start with your budget, walk through every step, and make sure you never feel rushed or lost. Your timeline depends on financing, the property, negotiations, inspections, and closing requirements.
Selling Your Current Home
Pricing your home correctly the first time creates competition. Pricing it wrong costs you weeks and money. Marshawn provides a data-backed valuation, a clear preparation checklist, and represents your interests at the table.
Buying New Construction
The builder's agent works for the builder. Visiting a model home before addressing representation can limit your options if the builder requires agent registration at the first visit. Buyer-broker compensation and any buyer cost depend on the written agreement and transaction terms.
10+
Years in Jacksonville
200+
Families Helped
8
Communities
Agent + Mortgage
In One Place
Jacksonville Area Communities
Know the Market Before You Search
Every community has a different character, school zone, price point, and commute. Pick the area that fits your life — then search with an agent who knows it.
A Straight Conversation
Avoid These Common Home Buying Mistakes
Most buyers don't know what they don't know — and that's completely normal. Here are four mistakes that cost buyers the most time, money, and stress.
Touring homes before knowing your budget
You fall in love with a home you can't quite afford, or you buy the wrong one because you were comparing to the wrong price range. Budget first. Always.
Starting the search without a pre-approval letter
In Jacksonville's market, sellers expect pre-approval before they take an offer seriously. Without it, you're not a buyer yet — you're a browser.
Walking into a builder's model home unrepresented
The on-site sales agent works for the builder. Your own agent can help you evaluate the contract, incentives, financing, inspections, and representation terms. Compensation and any buyer obligation depend on the written agreement and transaction.
Trusting an automated estimate to value a home
Zestimates are algorithms. They have no knowledge of condition, updates, or local dynamics. A local comparative market analysis adds property condition, recent comparable sales, and neighborhood context that automated estimates may miss.
Recently Listed in Jacksonville
New listings are updated regularly across Jacksonville and Northeast Florida. Browse by area or connect with Marshawn to set up personalized search alerts.
Explore Jacksonville Homes
Browse available homes by area, price range, or property type. New listings are added as they become available.
Mortgage Guidance
Finance It Right Before You Fall in Love With a Home
The loan you choose determines your monthly payment, your down payment, and — in competitive situations — how seriously a seller takes your offer. Understanding your options before you search changes everything.
Conventional
3% down minimum
620+ credit
Buyers with solid credit and stable income. Lowest long-term cost with 20% down.
PMI required below 20% down. Drops off automatically at 80% LTV.
FHA
3.5% down minimum
580+ credit
Buyers with lower credit scores or smaller down payments. More flexible qualifying.
Mortgage insurance stays for the life of the loan unless you refinance to conventional.
VA Loan
0% down minimum
580+ credit
Eligible veterans, active duty, and surviving spouses. No down payment, no PMI.
Jacksonville's proximity to NAS Jax makes this one of the most-used loan types in the area.
Builder Financing
Varies minimum
Varies
Builder may offer rate buydowns or closing cost credits to use their lender. Always compare.
Builder lenders represent the builder. Get a competing quote before you commit.
Thinking About Selling?
Pricing your Jacksonville home correctly from day one creates competition. Pricing it wrong costs you weeks and money. Get a free, data-backed valuation — no obligation, no pressure.
Client Success Stories
Real buyer and seller experiences are being added. In the meantime, learn how Homes By Hogans guides clients from their first questions through closing.
Let's Build Your Home Buying Plan.
Schedule a free buyer consultation. We'll cover your budget, your timeline, and the Jacksonville market — before you ever walk through a door.