Legal
Terms of Use
Effective Date: August 2026 · HomesByHogans.com
These Terms of Use govern your use of HomesByHogans.com and any services made available through this website. By accessing or using this website, you agree to these Terms. If you do not agree, please do not use this website.
A. Website Use
This website is provided for lawful consumer use. You agree not to use this website for any unlawful purpose, to interfere with its operation, or to attempt to access systems or data without authorization.
B. Real Estate Information
Real estate information on this website is provided for general informational purposes. Property availability, pricing, listing status, school assignments, community information, taxes, fees, and other property-related information may change without notice and should be independently verified where appropriate before relying on them.
C. IDX / MLS Listings
Listing data displayed on this website is provided through the Northeast Florida Multiple Listing Service (dba realMLS) via an IDX data feed. Listing information is deemed reliable but is not guaranteed. IDX listings are provided exclusively for personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All MLS-required attribution and disclosures remain in effect and are not modified by these Terms.
D. No Agency Relationship From Website Use Alone
Visiting this website, viewing property listings, registering for home-search services, or submitting a general inquiry does not by itself establish a real estate brokerage or agency relationship. Any representation relationship between you and Homes By Hogans/Unlock Realty is governed by applicable written agreements and required disclosures, not by use of this website alone.
E. Mortgage Information
Mortgage information provided through HomesByHogans.com is for general informational and educational purposes and is not a commitment to lend, loan approval, rate lock or guarantee of financing. Mortgage products, rates, costs, down-payment requirements, credit requirements and eligibility are subject to applicable lender guidelines, underwriting, program requirements and change.
F. Calculators and Estimates
Calculators and estimates provided on this website are for illustrative and educational purposes only. Results are estimates based on information entered by the user and assumptions within the calculator and should not be considered loan approval, financial advice or a commitment to lend.
Actual loan terms, payments, interest rates, taxes, insurance, mortgage insurance premiums, fees and eligibility may vary based on individual circumstances, lender requirements, and market conditions.
G. Ménage Mortgage Relationship
Mortgage brokerage and loan origination services referenced on this website are offered separately through Ménage Mortgage Inc., NMLS #2675480, Florida Mortgage Broker License #MBR7673. Marshawn Hogans owns 100% of Ménage Mortgage Inc. You are not required to use Ménage Mortgage Inc. to receive real estate services through Homes By Hogans or Unlock Realty. See our Affiliated Business Disclosure for additional detail.
H. Third-Party Websites and Services
This website may contain links to third-party websites and services. Those services operate under their own terms of use and privacy practices. We are not responsible for the content, accuracy, or practices of third-party sites.
I. Intellectual Property
Original Homes By Hogans content, branding, and graphics are the property of Homes By Hogans and Marshawn Hogans and may not be reproduced without permission. MLS listing content, property photos supplied by third parties, and other third-party content remain subject to their respective ownership and licensing rights.
J. No Guarantee of Website Operation
We do not guarantee that this website will be available at all times, operate without errors, or that all information will be current or complete. We reserve the right to modify or discontinue the website at any time without notice.
K. Terms Changes
We may update these Terms of Use from time to time. Changes are effective when posted with a revised effective date. Continued use of this website after changes are posted constitutes your acceptance of the updated Terms.
L. Contact
Questions about these Terms of Use may be directed to:
Homes By Hogans
Email: marshawn@homesbyhogans.com
Phone: (904) 955-9282
